Independent guide
not the operator's site

How A Hilo Round Goes

The rules below come from the game's rules panel in demo mode, checked on 26 October 2026.

Hilo game window with a king

Hilo in demo mode: with a king, Higher or same pays x6.92 at 13.73%, Lower or same pays x1.03 at 92.16%.

  1. Look at the starting card or replace it.
  2. Enter a stake.
  3. Press Bet High for higher or the same, or Bet Low for lower or the same.
  4. See the next card.
  5. Press Withdraw to take the stake times the multiplier.

Card Ranks And Multipliers

Cards rank from 2 up to the ace: 2 < 3 < … < 10 < J < Q < K < A. The multiplier depends on the starting card and the chance of the call.

Example with a king
CallChanceMultiplier
Higher or same13.73%x6.92
Lower or same92.16%x1.03

With an ace or a 2 as the starting card, the calls change to Higher, Lower and Same.

Hilo parameters
ParameterDetail
Studio1win Games
Deck52 cards
Minimum stake$0.1
RTPNot stated in the rules panel
Fairness checkProvably Fair

Hilo Among The 1win Originals

Hilo is one of the 20 titles of the 1win Games studio, grouped in the 1win games category of the lobby. The full list is on the 1win Originals page.

  • Blackjack by 1win Games, RNG blackjack in the 1win lobbyRTP 99.49%Demo

    Blackjack

    1win Games · RNG blackjack

  • Poker by 1win Games, Jacks or Better video poker in the 1win lobbyRTP 98.39%Demo

    Poker

    1win Games · Jacks or Better video poker

  • Dice by 1win Games, over/under number game in the 1win lobbyDemo

    Dice

    1win Games · over/under number game

  • Coinflip by 1win Games, heads or tails in the 1win lobbyRTP 97%Demo

    Coinflip

    1win Games · heads or tails

The studio has two more card games: Blackjack and the video poker Poker.

Account, Offers And Limits For Hilo

Hilo uses the main casino balance after sign-in. Casino offers, including the welcome package, are listed on the bonus page, and the operator's register data is on the licence page.

  • money play is for adults aged 18 or older;
  • each round is independent of the previous ones;
  • deposit limits, time-outs and self-exclusion are requested through live chat, see responsible gambling.

Hilo opens from the 1win games category of the casino lobby.

Frequently Asked Questions

Short answers to the most common questions on this topic.

How does Hilo work?

A starting card is shown, and the player calls whether the next card will be higher or the same, or lower or the same.

Can the starting card be changed?

Yes. The rules allow the starting card to be replaced before the bet.

What happens with an ace or a 2?

The calls change to Higher, Lower and Same.

What is the minimum stake?

The Game limits panel lists $0.1.